Disclaimer

Last updated: May 13, 2026

This Disclaimer applies to the use of Wealth Harbor and its content. We provide information for general educational purposes only. Our courses and materials are designed to help individuals in Tsim Sha Tsui and beyond understand personal finance and retirement planning concepts. However, the information presented should not be considered personalized financial advice or professional guidance specific to your unique circumstances.

General Disclaimer

The content provided on our platform, including course materials, articles, and resources related to personal finance management and retirement preparation planning, is for informational and educational purposes only. We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided.

While we strive to ensure that all content is accurate and up-to-date, market conditions, financial regulations, and personal circumstances change frequently. We do not guarantee that information will remain current or applicable to your specific situation. Users should independently verify all information and consult with qualified professionals before making any financial decisions.

We are not responsible for any errors, omissions, or inaccuracies in the content. Your reliance on any information provided is entirely at your own risk. We reserve the right to modify, update, or remove any content without prior notice.

No Professional Advice

Our courses and materials are educational in nature and should not be construed as professional financial advice, legal advice, tax advice, or investment recommendations. We do not provide personalized financial planning services or tailored recommendations based on your individual circumstances, goals, or risk tolerance.

The strategies and concepts discussed are general in nature and may not be suitable for your particular situation. Financial planning decisions should be made in consultation with licensed professionals such as certified financial advisors, tax professionals, and attorneys who can evaluate your specific circumstances and provide personalized guidance.

Past performance, historical examples, or hypothetical scenarios presented in our courses do not guarantee future results. Market conditions, interest rates, and economic factors constantly change, affecting outcomes in ways that may differ significantly from historical patterns or projections discussed in educational materials.

Liability Limits

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our platform, courses, or materials, even if we have been advised of the possibility of such damages.

This includes, but is not limited to, losses resulting from decisions made based on information provided through our courses, market downturns, investment losses, retirement planning errors, or any other financial consequences. Your use of our educational materials is at your own discretion and risk.

We make no warranty that our platform or services will be uninterrupted, error-free, or secure. We are not responsible for technical issues, service disruptions, data loss, or any other problems that may affect your access to or use of our courses and materials. Some jurisdictions do not allow the exclusion of certain warranties, so some of these limitations may not apply to you.